- about us
First Electronic Bank
At First Electronic Bank, our leadership team combines extensive banking knowledge with an innovative fintech approach.
- Our Story
For more than 20 years, First Electronic Bank has operated with a simple belief: finance should empower progress.
Founded in Salt Lake City, Utah, FEB began as an industrial bank built on responsibility, integrity, and vision. As technology reshaped financial systems, we chose to lead—not react. We formed deep partnerships with fintech innovators, introduced new ways to bring credit to consumers, and helped businesses unlock products that once seemed out of reach.
- Our Mission
We exist to bridge financial innovation with responsible banking.
First Electronic Bank (FEB) is a state-chartered, FDIC-insured industrial bank based in Salt Lake City, Utah. For over 20 years, we’ve partnered with fintechs and lenders nationwide to issue compliant, scalable, and consumer-focused financial products. From installment loans to small business credit, we help innovative companies bring new products to market responsibly.
- Our Approach
What We Offer
We partner with forward-thinking fintechs, established lenders, and product innovators to issue financial services across the credit spectrum: Prime to subprime consumers; Small business borrowers; General-purpose credit to point-of-need installment loans
We work hand-in-hand with our partners to explore, innovate, bring new products to market, and celebrate positive customer outcomes.
Innovation and efficiency lead to a better financial services ecosystem in which lenders and borrowers win.
We support forward-thinking companies by bringing knowledge, compliance, execution, operations, financing structures, and a passion for getting things right.
- Our Philosophy
What We Stand For
Our values are the behaviors that help us deliver excellence and be a great place to work. Our verbal principles translate our values into a guide for how we write and speak.
Compassionate
We genuinely care about our consumers, partners, and colleagues.
Creative
We believe that innovating financial services really benefits society.
Collaborative
We feel our partners’ and colleagues’ success is as important as our own.
Curious
We are interested in learning and exploring new solutions to problems.
Compliant
We want things to be safe, sound and correct.
- Community Impact
Community Matters
Finance is powerful. Used responsibly, it changes lives.
Through CRA-aligned initiatives, inclusion programs, and access-expanding products, we ensure progress isn’t limited to a few. We strive to elevate underserved borrowers, support small businesses, and strengthen local communities—because growth should be shared.
- Get Started
Let’s Build the Future of Finance Together
Reach out today to learn how a partnership with First Electronic Bank can accelerate your business growth.