Financial Services Evolved Modernized Accelerated Revolutionized
First Electronic Bank combines responsible banking with innovation to provide financial services that benefit society.
- Who We Are
A Bank Built for the Future of Finance
First Electronic Bank (FEB) is a state-chartered, FDIC-insured industrial bank based in Salt Lake City, Utah. For over 20 years, we’ve partnered with fintechs and lenders nationwide to issue compliant, scalable, and consumer-focused financial products. From installment loans to small business credit, we help innovative companies bring new products to market responsibly.
- Who We Are
What We Offer
We partner with forward-thinking fintechs, established lenders, and product innovators to issue financial services across the credit spectrum: Prime to subprime consumers; Small business borrowers; General-purpose credit to point-of-need installment loans.
We work hand-in-hand with our partners to explore, innovate, bring new products to market, and celebrate positive customer outcomes.
Innovation and efficiency lead to a better financial services ecosystem in which lenders and borrowers win.
We support forward-thinking companies by bringing knowledge, compliance, execution, operations, financing structures, and a passion for getting things right.
- Community Impact
Banking that Serves Society
We believe financial services should benefit communities as well as businesses. That’s why our Community Reinvestment Act initiatives focus on inclusion, expanded access to credit, and supporting underserved groups.
- Community Impact
Working With Us Changes Everything
Trusted
20 years of experience and $40B+ in loans — proven execution, compliance, and reliability.
Sophisticated
Expertise across all lending types — from credit cards to SMB, BNPL, and installment loans.
Creative
We turn innovative ideas into scalable, compliant financial products.
Adaptable
We evolve with our partners to meet new market opportunities and challenges.
- Our Philosophy
What We Stand For
Our values are the behaviors that help us deliver excellence and be a great place to work. Our verbal principles translate our values into a guide for how we write and speak.
Compassionate
We genuinely care about our consumers, partners, and colleagues.
Creative
We believe that innovating financial services really benefits society.
Collaborative
We feel our partners’ and colleagues’ success is as important as our own.
Curious
We are interested in learning and exploring new solutions to problems.
Compliant
We want things to be safe, sound and correct.
- Get Started
Let’s Build the Future of Finance Together
Reach out today to learn how a partnership with First Electronic Bank can accelerate your business growth.
- Careers
Join a Bank that’s Redefining Banking
At First Electronic Bank, our culture is built on innovation, collaboration, and genuine support. We empower our team to grow through continuous learning and encourage new ideas that shape the future of banking. With open communication and a flat structure, employees feel heard, valued, and connected to our mission. We prioritize balance, well-being, and inclusion — creating a purpose-driven environment where people thrive, grow, and make an impact. Find your purpose with us!
